Non Owner Car Insurance

  What is Rental Reimbursement? Rental Reimbursement* is an optional coverage that helps pay your rental car costs while your car is being repaired as a result of a covered claim. You can generally keep the rental car until your damaged vehicle is back on the road or until your coverage limit runs out, whichever comes first. If your vehicle is a total loss, the amount of authorized rental time will be limited, so you should begin shopping for a replacement as soon as you learn your vehicle is a total loss. What is covered? Rental reimbursement coverage may be subject to a daily and per claim limit. For example, if you have $25 per day/$750 per claim rental reimbursement limits, GEICO will pay up to $25 per day but no more than $750 per claim for your rental vehicle. If you choose to use Enterprise Rent-A-Car ® , GEICO will be billed directly for your rental car. You have a right to use any rental provider or location you choose. If you choose another rental provide...

  Can I Let Someone Borrow My Car? Whether it’s a friend in a jam or a family member visiting from out of state, drivers borrow each other’s cars all the time. But what are the implications for your insurance coverage? Here’s what to ask before letting another driver head into the sunset in your vehicle—or before driving someone else’s car. If you’re loaning out your car, ask: Is the borrower licensed to drive? If they’re visiting from out of state, you don’t need to worry. If they have a driver’s license from another country, check your state’s requirements—the driver may need to apply for an International Driving Permit before he or she arrives in the U.S. Does the borrower have a good driving record? If they have a hist...

  What Is SR-22 Non-Owner Insurance & How Does It Work? If you’re like many people, you assume that insurance essentially breaks down to “you cover things that you own in case they get damaged.” This is true, for the most part. However, this simple explanation doesn’t include the concept of non-owner insurance. Pronto Insurance offers this type of cheap auto insurance policy, and it’s worth taking a look at. What is SR-22 Non-Owner Insurance? Before we go any further, let’s look at this type of policy. Non-owner car insurance is a liability-only coverage for drivers who do not own a car but still need car insurance. This type of policy is inexpensive and much cheaper than a more traditional one.  You can get the coverage you need for a low monthly cost because it only covers damage you cause to other drivers (bodily injury) and their property. It offers no collision or comprehensive coverage for the vehic...